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Countrywide‘s Ex-Chief Settles Fraud Case for $67.5 Million

By GRETCHEN MORGENSON

Published: October 15, 2010

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Angelo R. Mozilo, the founder and former chief executive of Countrywide

Financial, once the nation‘s largest mortgage lende r, agreed to pay $67.5 million Friday to settle a civil fraud case brought by the Securities and Exchange

Commission last year.

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Susan Walsh/Associated Press Angelo Mozilo, founder and former chief executive of Countrywide Financial Corporation.

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The settlement came just days before the case against Mr. Mozilo and two former colleagues was scheduled to go to trial before a jury in Los Angeles.

The two colleagues settled their cases Friday as well. David Sambol, the former president of Countrywide, agreed to pay $5.52 million, and Eric Sieracki, the

former chief financial officer, consented to $130,000.

Under the agreement, the three men did not admit wrongdoing.

Mr. Mozilo‘s agreement with the government represents a humbling moment for one of most audacious and flamboyant chief executives in the financial industry.

The son of a Bronx butcher, Mr. Mozilo started Countrywide in 1969 with David Loeb, a business partner; together the men built the company into a behemoth with $11.4 billion in revenues at its peak in 2006.

But Countrywide‘s foray into subprime lending and other risky loans led to its downfall, and in early 2008, hobbled by mounting losses on loans, the company was purchased by Bank of America in a fire sale. Mr. Mozilo left the company shortly thereafter.

In its complaint filed in June 2009, the S.E.C. had accused Mr. Mozilo, Mr. Sambol and Mr. Sieracki of hiding from investors the growing risks in Countrywide‘s operations. The complaint also contended that Mr. Mozilo and Mr. Sambol improperly generated profits on insider stock sales even as they were alerted to the company‘s widening woes.

Mr. Mozilo was not present for the court hearing.

Robert Khuzami, director of enforcement at the S.E.C., said in a statement:

―Mozilo‘s record pen alty is the fitting outcome for a corporate executive who deliberately disregarded his duties to investors by concealing what he saw from inside the executive suite – a looming disaster in which Countrywide was buckling under the weight of increasing risky mortgage underwriting, mounting defaults and delinquencies, and a deteriorating business model.‖

Mr. Mozilo‘s trial had been widely anticipated because it represented one of the few public prosecutions of a case against a major participant in the mortgage crisis. Still, both the defense and the prosecution faced big risks if they lost at trial, legal experts said, and this may have propelled the recent negotiations to bring about the deal. The settlement was approved by John F. Walter, the federal judge overseeing the case.

Had the S.E.C. won the case, it would have helped the agency re-establish its reputation as an investor advocate, which was badly damaged by inaction in the years leading up to the Madoff Ponzi scheme and the mortgage debacle. A loss would have been another black eye for the S.E.C.

A victory would also have been crucial for Mr. Mozilo, who would be concerned that a criminal prosecution might follow a loss in the civil case.

Rebecca Cathcart contributed reporting.

Bernanke Signals Intent to Further Spur Economy By SEWELL CHAN

Published: October 15, 2010

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BOSTON — The Federal Reserve chairman, Ben S. Bernanke, appeared to remove any lingering doubt Friday that the central bank would take new actions to fortify the torpid recovery and fight low inflation and high unemployment.

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Ben S. Bernanke, the Fed chairman, said in Boston on Friday that the central bank was poised to take steps to help fight unemployment.

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The impact of the Fed‘s most likely course — resuming vast purchases of

government debt to lower long-term interest rates — would ripple far beyond American shores. The new actions could contribute to the weakening of the dollar and complicate a festering currency dispute that threatens to disrupt global trade relations.

For most Americans, additional Fed activity is likely to mean that already low 30-year mortgage rates will fall even further. The moves would not help savers, as yields on certificates of deposit and savings bonds would probably also fall. But the Fed hopes that by making credit even cheaper it will encourage businesses and consumers to borrow and spend, and that could eventually bring relief to jobless workers.

―Given the committee‘s objectives, there would appear — all else being equal — to be a case for further action,‖ Mr. Bernanke said in a detailed speech at a gathering of economists here.

Mr. Bernanke said that ―unconventional policies have costs and limitations that must be taken into account in judging whether and how aggressively they should be used.‖ But he suggested that the Fed was prepared to manage the risks

associated with vast new purchases of government debt.

As Mr. Bernanke sent a message to the markets that the Fed was prepared to

wander into uncharted territory, he tried to anticipate and address potential

criticism.

―One disadvantage of asset p urchases relative to conventional monetary policy is that we have much less experience in judging the economic effects of this policy

instrument, which makes it challenging to determine the appropriate quantity and pace of purchases and to communicate this policy response to the public,‖ he said.

Mr. Bernanke addressed a criticism of new asset purchases, that they would

―reduce public confidence in the Fed‘s ability to execute a smooth exit from its accommodative policies at the appropriate time.‖ Such a r eduction in confidence, ―even if unjustified,‖ could lead to an undesirable increase in inflation expectations, he said.

For now, inflation appears remote. As Mr. Bernanke spoke, the government released the September figures for the Consumer Price Index, showing a rise of only 0.1 percent from the previous month. The core index, excluding energy and food, was flat.

Mr. Bernanke‘s comments in Boston strongly suggested that the Federal Open Market Committee, which sets monetary policy, is likely to take new steps at its next meeting, on Nov. 2-3.

The Fed‘s balance sheet has nearly tripled, to about $2.3 trillion, since the financial crisis of 2008. Most of the increase can be attributed to the Fed‘s purchases of $1.7 trillion in mortgage-related securities and Treasury securities in 2009-10. The Fed has tested a number of technical tools to drain the large pool of bank reserves that it created to purchase those securities.

―With these tools in hand, I am confident that the F.O.M.C. will be able to tighten monetary conditions when warranted, even if the balance sheet remains considerably larger than normal at that time,‖ Mr. Bernanke said.

Mr. Bernanke also weighed one other tool the Fed could take: communicating that it intended to keep short-term interest rates at nearly zero for even longer than the markets now expected. (The Fed has been saying since March 2009 that the benchmark federal funds rate, at which banks lend to each other overnight, would remain ―exceptionally low‖ for ―an extended period.‖) Changing the statement could help lower longer-term rates.

―A potential drawback of using the F.O.M.C.‘s statement this way is that, at least without a more comprehensive framework in place, it may be difficult to convey the committee‘s policy intentions with sufficient precision and conditionality,‖ Mr. Bernanke said, hinting that that strategy was not his favored approach.

Mr. Bernanke used his speech to plant himself firmly on the side of those who viewed the high unemployment rate —9.6 percent— as an outcome of the sharp contraction in economic demand that accompanied the financial crisis, rather than structural factors like a mismatch between workers‘ skills and the skills required by employers.

Disappointing some Wall Street analysts, Mr. Bernanke did not reveal details of the magnitude and pace of any new debt purchases — a strategy known as quantitative easing.

Instead, and in line with his background as a professor who taught at Stanford and Princeton until he joined the government in 2002, Mr. Bernanke outlined the intellectual case for new action.

He acknowledged, with greater candor than Fed officials normally use, the tension between the two parts of the institution‘s dual mandate: promoting price stability and maximum employment.

―Whereas monetary policy makers clearly have the ability to determine the inflation rate in the long run, they have little or no control over the longer-run sustainable unemployment rate, which is primarily determined by demographic and structural factors, not by monetary policy,‖ Mr. Bernanke said.

Therefore, Mr. Bernanke seemed to frame his argument for new actions more in terms of preventing inflation from getting too low than in terms of improving the job market quickly.

―In light of the recent decline in inflation, the degree of slack in the economy, and the relative stability of inflation expectations, it is reasonable to forecast that underlying inflation — setting aside the inevitable short-run volatility — will be less than the mandate-consistent inflation rate,‖ Mr. Bernanke said. Mr. Bernanke also came closer than ever before to specifying an explicit inflation target for the Fed, saying that Fed policy makers "generally judge the

mandate-consistent inflation rate to be about 2 percent or a bit below."

That figure was particularly significant because it lent support to Mr. Bernanke‘s argument that inflation was too low. One key measure of inflation — the price index for personal consumption expenditures, which excludes volatile food and energy prices — has fallen from about 2.5 percent in the early stages of the recession to about 1.1 percent over the first eight months of this year, Mr. Bernanke said.

Mr. Bernanke‘s speech f ollowed signals from within the Fed that for all its previous steps to get the economy back on track, new action was needed.

Minutes of the Fed‘s most recent policy-making meeting, released this week, showed the members divided between those with the view that the Fed should act ―unless the pace of economic recovery strengthened,‖ and others who thought action was merited ―only if the outlook worsened and the odds of deflation increased materially.‖

The minutes of the meeting of the Federal Open Market Committee, held Sept. 21, indicated that several officials ―consider it appropriate to take action soon,‖ given persistently high unemployment and uncomfortably low inflation.

But other officials ―saw merit in accumula ting further information before reaching a decision,‖ according to the minutes.

Holder Says U.S. Would Enforce Ban on Pot in California

By ADAM NAGOURNEY

Published: October 15, 2010

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LOS ANGELES — The Department of Justice announced on Friday that it would aggressively prosecute marijuana laws in California even if state voters approve an initiative legalizing the drug. The announcement by Eric H. Holder Jr., the attorney general, was the latest reminder of how much of the establishment has lined up against a popular initiative: Dozens of editorial boards, public officials, candidates for office, and the governor, Arnold Schwarzenegger.

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Still, despite this opposition — or perhaps, to some extent, because of it —

Proposition 19 appears to have at least a decent chance of winning, so far drawing considerable support in polls from a coalition of Democrats, independents,

younger voters and men as Election Day nears. Should that happen, it could

cement a cultural shift in this state, where medical marijuana has been legal since

1996 and where the drug has been celebrated in popular culture, here as much as any place else in the country, going back at least to the 1960s.

But it could also plunge California into a murky and unsettling conflict with the federal government that opponents of the proposition said Friday should make California voters wary of supporting it. Washington has generally looked the other way as a burgeoning medical marijuana industry has prospered here and in 14 other states, as well as the District of Columbia, but Mr. Holder‘s statement made clear that legalizing marijuana for recreational use would bring a whole new level of scrutiny from Washington.

―We will vigorously enforce the CSA against those individuals and organizations that possess, manufacture or distribute marijuana for recreational use, even if such activities are permitted under sta te law,‖ Mr. Holder said, referring to the Controlled Substances Act.

The Los Angeles County Sheriff, Lee Baca, who has been one of the leading opponents of the measure, quickly embraced the Justice Department‘s announcement. He said that the initiative was unconstitutional and vowed to continue enforcing marijuana laws, no matter what voters do in November.

Supporters of the initiative have portrayed the vote here as another example of citizens in an anti-incumbent year turning against authorities. They argued that Mr. Holder‘s announcement would have the effect of feeding that renegade spirit.

―Bring on the establishment,‖ said Chris Lehane, a senior consultant to the Yes on 19 movement. ―This campaign, and the energy driving it, is predicated on the

co mmon understanding that the establishment‘s prohibition approach has been a complete and utter failure as proven by the point that today it is easier for a kid to get access to pot than it is to buy a beer or a cigarette.‖

But Roger Salazar, who has been directing the effort to defeat the initiative, said that Mr. Holder‘s statement should, if anything, reinforce concerns about the drafting of the initiative that has led such newspapers as The Los Angeles Times to call for its defeat.

―This is sort of a shot across the bow from the federal government: They‘re saying that, ?if this thing moves the way we think it is, we‘re going to come after you guys,‖ he said. ―That gives California voters one more reason to take a deep breath.‖

Ian Lovett contributed reporting.

Where G.O.P. Leaves Blanks, Obama Fills Them In By PETER BAKER

Published: October 15, 2010

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WASHINGTON — In speech after speech lately, President Obama has vowed to oppose a Republican proposal ―to cut education by 20 percent,‖ a reduction that would ―eliminate 200,000 children from Head Start programs‖ and ―reduce

financial aid for eight million college students.‖

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Doug Mills/The New York Times The president at times has presented selective characterizations of Republican positions.

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Except that strictly speaking, the Republicans have made no such proposal. The expansive but vague Pledge to America produced by House Republicans does promise deep cuts in domestic spending, but it gives no further detail about

which programs would be slashed. So Mr. Obama has filled in his own details as if they were in the Republican plan.

With the midterm Congressional campaign heading into the home stretch, Mr.

Obama and the Republicans are engaged in a profound debate about the proper size and scope of government. To Democrats, the Republican platform is

misleading in a fundamental sense, masking the depth of spending cuts while ignoring deficits when it comes to tax breaks for the wealthy. But in making his case, the president at times has presented selective characterizations of

Republican positions, according to a review of his campaign speeches.

On issues like taxes, Social Security, health care, economic stimulus and foreign campaign financing, Republicans say Mr. Obama has distorted their ideas or the facts to scare voters. White House officials deny that, saying that the Republicans have been inconsistent about their own proposals and that the president is merely pointing out the adverse consequences that Republicans want to avoid discussing.

―I think we‘re 100 percent in the right here,‖ said Dan Pfeiffer, the White House communications director. ―They made a whole bunch of pledges about saving money and cutting the deficit and all of that, when they didn‘t hav e the details and didn‘t want to talk about the details.‖

Politicians and their surrogates commonly stretch or omit facts to make points during campaigns, and Mr. Obama has seen his opponents make many

unfounded assertions about him and his policies, whether by questioning his

Christianity or by claiming that his health care plan included ―death panels.‖

But as he tries to rally his party for the midterm election against the odds, Mr.

Obama is employing the biggest megaphone in politics, and his words are parsed

like no other politician‘s. While Mr. Obama‘s general points about the scale of Republican spending cuts and fiscal effects of high-end tax cuts have a solid factual basis, some independent organizations that examine political statements, like PolitiFact and https://www.wendangku.net/doc/4c3562030.html,, have questioned the veracity of some specific claims on economic policy and other topics.

Most of the disputed statements concern the Pledge to America, the House Republican campaign manifes to. ―The centerpiece of the pledge is a $700 billion tax cut that would only go to the top 2 percent, the wealthiest 2 percent of Americans,‖ Mr. Obama said in Philadelphia. ―Ninety-eight percent of you would not get this tax cut.‖

Mr. Obama was referring to a dispute over how to extend the reduced federal income tax rates enacted under the Bush administration, which expire Dec. 31. Republicans support extending the lower rates for all taxpayers; Mr. Obama and the Republicans agree on preserving the reduced rates for the lower 98 percent, and differ only on whether to do so for the top 2 percent as well, covering income over $250,000 for a married couple.

―We want to stop a tax hike that would hit every American taxpayer,‖ said Michael Steel, a spokesman for the House Republican leader, Representative John A. Boehner. ―So, that 98 percent figure is bogus.‖

Bill Burton, a White House spokesman, defended the president‘s characterization. ―Every fact in that statement is true,‖ he said. ―We have a significant disagreement about the central premise of their economic policy, which is their plan to extend an average tax cut of $100,000 to every millionaire and billionaire in the country.‖

Mr. Obama also chides Republicans for wanting to ―borrow $700 billion from the Chinese or from the Saudis or somebody‖ to pay for that part of the tax reduction over the next 10 years. He does not mention the cost of the tax reduction for the other 98 percent of taxpayers — more than $3 trillion — which would also require borrowing as long as the budget remains in deficit.

In attacking the Republican calls for spending cuts, the president is defining them where Republicans fail to do so. The Republican pledge promises to return overall spending on domestic programs to 2008 levels, which would mean cutting roughly $100 billion a year. But the pledge does not say which programs would be cut to achieve that; all it does is specify that no cuts would be made to national

security programs, entitlement payments like Medicare, or interest on the national debt.

That means, the White House said, that the $100 billion cut would amount to a 20 percent reduction in domestic programs, so it is fair to extrapolate the effects on education, Head Start, college aid and other programs. Republicans said they could choose to cut more deeply in some programs while sparing others, so education would not necessarily be cut 20 percent. At the same time, they do not rule it out.

Aides to Mr. Obama said Republicans have been inconsistent on the issue, pointing to comments by som e party leaders characterizing the cuts as ―across the board,‖ implying that the party would not discriminate among programs. ―We should know exactly what the Republicans want to cut, if not education,‖ Mr. Pfeiffer said.

Another area where Mr. Obama and Republicans have skirmished over what their plans mean is their proposal to cancel remaining stimulus spending. In a recent Internet address, Mr. Obama said that the Republicans would ―scrap all the incentives for clean energy projects, including those cur rently under way.‖

Republicans said that was untrue. According to Brendan Buck, a spokesman for the Republican campaign effort, the part of the pledge that promises to ―cancel unspent ?stimulus‘ funds‖ refers only to money that is ―unobligated.‖ That mean s, he said, that money that has already been committed would still be paid out, even if it has not yet been spent. Only $18 billion of the $787 billion stimulus program remains unobligated.

But Republicans have previously suggested that they would cancel far more stimulus spending than that. As recently as August, Representative Kevin McCarthy of California, a Republican chief deputy whip, said the party would cancel $260 billion in stimulus spending. Mr. Buck said that was now an outdated figure, and the official party platform would not halt any projects that were already in motion. ―Bottom line, his assertion is false,‖ Mr. Buck said of the president‘s claim.

《看动漫学英语》2019章节测试题与答案

《看动漫学英语》2019章节测试题与答案 第1章单元测试 1、Miguel’s grandfather was a . 答案:musician 2、You keep secrets from your own family? Here ‘keep secrets from’的意思是:()。 答案:保守秘密 3、I thought I lost you.() 答案:我还以为你丢了。 4、I wish I could apologize.() 答案:我多么希望我能亲口说声抱歉。 5、Miguel认作“曾曾祖父”的音乐界传奇歌手Ernesto de la Cruz的原型来自于墨西哥歌手、演员。 答案:Pedro Cruz 第2章单元测试

1、‘The lion’s share’ in this part means:。 答案:人生而有欲,欲而不得,则不能无求,求而无度量分界,则不能不争;争则乱,乱则穷。先王恶其乱也,故制礼仪以分之。” 2、And what’s worse, you put Nala in ____. 而且更糟的是,你让娜娜有生命危险。 答案:society 3、I know w hat I have to do, but going back means I’ll have to face my past.Simba说这句话的意思表明()。 答案:他不想面对过去 4、When the world turns its back on you, you turn your back on the world. 意思是:如果这个世界对你不理不睬,你也可以这样对他。Scar的朋友用这句话来劝他忘掉过去的不愉快,勇于面对未来的生活。() 答案:错 5、We are all connected in the great circle of life. 意思是:在这个生命圈里面都是互相有关联的。() 答案:对 第3章单元测试

为什么要从小开始学英语

彩虹糖英语3-12英语学习之路 1.语言的黄金期:3-6岁 2.听:3-6岁孩子的听觉特别发达和敏感,记忆能力强 3.说:3岁以后的孩子更多程度上是模仿,3岁对语言学习充满好奇,他们比大孩子学 习语言更有天分,由于受母语的音响小,发音没有定型,携带口音小,接受能力更强。 4.情感因素:在孩子心里并还没有什么“面子”问题。什么都敢说,见谁都敢说,不怕说 错,语言就是这样慢慢练出来的。大人自尊心强,非要等自己有绝对正确的把握才肯开口,所以总练不出来。 5.兴趣:如果孩子爱上学其他语言,肯定是兴趣使然。兴趣属于内在学习动力。大人学 英语往往比较功利,为了出国、升职等,这些归类于外在学习动力。孩子的内在学习动力会更长久、更深入。 6.时间自由:学习语言不能突击速成,而要长期积累。3-6岁间的孩子相对来说时间自 由,并无学习的压力,在这段时间内,可以随心所欲的学习其他的语言。 资源:故事,歌曲,童谣,全面提升孩子学习兴趣 错过了3-6岁的语言黄金期怎么办? 中国高考改革,英语不再是一锤定音,一年两考,三年六考,取最佳成绩。所以要尽早准备,最好在高一时就考出好成绩,高二高三把更多精力放在其他科目上,而且高一的英语考试相对高二和高三,题目更简单,考取好成绩相对更轻松。 中国英语学习是从3年级才开始,而这个时候的孩子已经错过学习英语最好的年龄阶段,母语已经根生蒂固,很难掌握英语的正确发音,学出来的英语往往带着口音难以纠正。三年

级以后的孩子学习英语更偏向于应试的死记硬背学习,加上其他科目的学习压力,难以培养孩子的学习兴趣,学习效果差。三年级之后再学习英语,显然会更吃力,所以一年级和二年级提前学习英语,为将来铺路。 为什么要来培训机构学英语口语?学习英语的最终目的是什么? 在学校学英语一般都不注重口语,很多学生一般只是考试成绩不错,但是学的是哑巴英语,会死记硬背,会考试,但是不会说。而学习英语的目的是为了能听懂老外说话,能流利用英语交流。口语学好了,考试自然能靠良好的语感取得好成绩,而不是靠机械的死记硬背。

我是怎么从零开始学英语的

这是我在中医药论坛里写的一个文章,我是一个半老头了,就是这么大的年纪,学英语有一年了,当然,我不是英语高手,我学英语的方法也许对你很有用。我把文章转过来, 我是怎么从零开始学英语的 哈哈哈。 在很多人眼里,英语难,和我以前的认为一样。其实英语是最好学的一个语言,很有规则。远比我们的母语中文好学。多数不要一年,就能够过关了。但要友技巧。 很多人一定会认为我晕了头。不要急,等我说完了,你再说这话也不迟。 我以前学英语和各位一样,三天打鱼,两天洒网。原因也一样,就是难。学不进去,其实是我们使用的方法错了。因为现在这种学英语的方法或按照这种语法式前进的方法学,什么时候能到头呀。 学了几次,放弃了几次。我既灰心也开始有了想法。我感到英语最重要的是听力,你听不懂,你怎么能拼写呀,怎么能知道别人说了些什么呀。再有,你以后要用英语说话呀,而中国人就是口条硬,说不清楚英语。所以,我认为我学的方法错了,其实第一就是解决说话口条生硬的问题。我花了一个多月的时间,仔细对着音标,一个个对着要求,仔细发音。这一点很重要,为你以后讲标准的英语话打下基础。这是我考虑后第一个学的东西,我不学语法和句子,单词了。因为这种学法,让人浪费时间,又学不好英语。等我把音标学好,就会发现,读写单词非常容易,单词很容易记住,有很多单词,只要一听,就能拼写出个大概了,有些拼写的对,有些拼写的不对。不对的我就纠正一下。记得很牢。英语一下子变得容易上手了。良好的音标基础,不仅可以帮助我准确地对单词进行发音,有效地区分相似发音的单词,更能使我进行有效的英语只读,还能准确地听辩朗读。我发现学英语,学来学去学不好,原来是绕了一个大湾。现在大多数人学不好英语或说不好英文,原因都在这上面了。不是这样吗?都是不能准确发音。不能发音准确,你当然就不知道也分辨不了外国人说了些什么了。大多数人和几乎所有的学校里的孩子。都是这个方面的缺点,从而不能使他们有效地使用英语--尽管他们的语法和单词的掌握量都很出色。解决的方法其实很简单,就是花上个把月的时间,仔细校正音标。 第一步学好了音标,下来就是学单词了,不要去学语法和句子,那东西会浪费你的时间。那你要问了,是不是要背单词,回答你的是不要刻意去背单词。不下苦工背单词,能掌握单词吗,能的。你看我是怎么办到的就知道了。

成人如何从零开始学英语

成人如何从零开始学英语 今天我动用了从学习英语时期的所有记忆来分享一下我是如何从一个零基础英语,口语都不会说的英语盲变成英语通的过程。 这是一个需要从长计议的过程,请自备饭菜零食,咱们边吃边聊。首先,学英语一定要打好基础。很多人其实都会建议从音标开始学,个人觉得,音标其实挺无聊的。不如从一些简单的句子开始着手,音标学习可以适用于改善口语发音的人。 楼主推荐个视频,不知道网上有没有在线的可以直接看的。印象中好像是叫迪斯尼英语,不是那个培训机构。是一套英语动画片的碟,楼主是大概十几年前买的。楼主是上小学三四年级的时候,老妈为了让我寒暑假不耽误学业,天天把我关在家里看这个英语碟,每天晚上回来,还有考察我今天学到了哪些单词。讲真的,小时候还比较喜欢看,里面全是动画片,而且都是很熟悉的动画片,就是很烦的一点,故事都是截取的,都看不到结局,很烦!但是里面的句子都很管用,而且还要告诉你举一反三,对了这是全英文的!我觉得蛮适合零基础的人看的,请不要忽视它的幼齿,呵呵~再推荐一个,是我近几年看到的一个网站叫abc360伯瑞英语的,外教一对一,很适合学英语的人学习。里面有个零基础的课,从音标学习到语法句型学习,都比较系统,关键有老师指导。如果你有足够的money的话,可以自己出国,这是最好的学习英语的方法了吧,处在英语的环境中,就能学好英语。 再来,如果有一定的英语知识的。推荐两个都是可以看的视频教材,《走遍美国》&《洋话连篇》。不好意思,一个是我妈买给我的,一个是我姨买的。都是初中的时候买回来给我看的。《走遍美国》初中的时候看,有点难,里面的句子很地道,都是美国常用的句型,如果能够整个看完,并且能够流利使用里面的句型,你走遍美国一定没问题了。《洋话连篇》比较简单,而且也好上手,也是非常地道的,比《走》要玩出来一些,所以句型会给时髦,更接美国那边的地气些,个人觉得。关键这个还比较短,要知道《走遍美国》一个小故事都要十几二十分钟,但是《洋》的话,一小节也就十分钟左右,可能还不到,而且一小节就4-5个句子,很方便记忆。这些都只适用于有一定水平的人。不过真的很管用,至今我都会经常用到里面的一些句子。 最后,如果真的程度已经不错的。比如过了四六级,高中英语总是120以上的。话说到高中英语,我真心觉得我的高中英语绝对是我目前英语语法水平的最高峰!什么过去完成时,现在完成时,过去进行时,状语从句,那简直信手拈来!但自从毕业工作后,才发现,你学的那些语法真的几乎70%都用不上,尤其是口语!不过,学学还是不错的,至少以后写英文文章,会看上去特别高大上吧。不绕远了,程度好的,我建议是可以看一些英文电影。推荐几部:《阿甘正传》,这部片子红啊,好看,关键里面的语速真的是刚刚好。而且发音很清晰,每个单词都很清楚。很适合初学者入门观看电影。还很励志!《小姐与流氓》,看名字大家不要想歪了,这是部动画片,而且还是部讲狗的动画片。内容不错,爱情的狗片,提高英语看的。好吧,楼主就不隐瞒了,这个是老妈买了碟给我看的。不要问多了,像这样的动画片,我们家还有一堆。没错,楼主就是从小这样看动画片,培养出来的英文水平。反正没事,就多读句子,多背单词,单词和句子一起背,然后多找人讲英语。找不到人,其实报个英语班一起练口语也是不错的,当然有条件可以找老外啊。有钱就要任性! 顺便说个,老外不要乱找,别看人家是白皮肤就以为英文说得好,讲实在的,很多欧洲人的英文水平可能还不如我们中国人呢!找欧美国家的最好了,好了,楼主就说这么多。没事就多看看美剧之类的,听听英文歌,这样能够随时随地地学习英语,不怕零基础学不好了。

漫画学英语

微笑 - smile 【释义】The corners of your mouth move outwards and slightly upwards。嘴角向外运动并轻微向上扬 起。

【例句】Her smile makes her even more beautiful。她的微笑使她更美丽了。 大笑 - laugh 【释义】To make a noise to show one's amusement and happiness. You can laugh at a joke or at an amusing sight. You can laugh at someone without being amused. 发出声音以表现出愉快的情绪。听到笑话

或看到有趣的场景人会大笑。即使没有逗趣的事情人也能大笑。 【例句】Laugh, and the world laughs with you; weep, and you weep alone。你笑,世界也会跟着你一 起笑。你哭,却只能独自一人。 露齿而笑 - grin

【释义】 To smile with the teeth. 露出牙齿地微笑。 【例句】People who confess to feeling happy also grin more than others。承认感觉幸福的人们也会 比别人更喜欢咧着嘴笑。 轻声地笑 - chuckle

【释义】To laugh quietly. 不发出声音地静静地笑着。 【例句】She was roused by a chuckle which Mr. Dorset seemed to eject from the depths of his lean throat。多森先生从他那瘦弱的喉咙深处迸出一阵笑声,把她吓了一跳。 咯咯笑 - giggle

学英语从零开始只要三个步骤

学英语从零开始只需三个步骤 英语真的难学吗?其实英语是最好学的一个语言,很有规则。 它远比我们的母语中文好学。认真地起学习,用不了多久,就能达到你想要的效果。 我有一个学生,他小学学习英语的时候就是三天打鱼,两天晒网。 到了初中以后,更是基本完全放弃了英语。因为他内心觉得英语太难学,压根学不进去。 但是看着自己的成绩就因为英语被拖累,他还是决心努力一把,争取攻克英语学习这个难关。 但是在短短的一个学期结束后,他的英语成绩成功跃居班级前15,他都不敢相信从前他如此惧怕的英语居然有如此大的进步。 那么他是怎么做到的呢? 其实他相当于从零开始学习英语,他做到了以下3个步骤: 第一步,学音标 很多学生觉得老师会教音标,跟着老师学就行。但是这样你对音标的学习往往是很肤浅的。我相信很少有人会仔细地注意舌位,唇位、牙位、喉位,发音部位,发音方法等问题。

但是这些你如果没有学好,就会影响你的口语。你的发音会生硬,口齿不清,带甚至有地方方言的口音。 很多看似呆板,仔细对着音标,花个把月的时间,克服无聊,仔细照着音标发音的学生,才是以后真正掌握英语的人。 他就耗费了整整一个月的时间靠着一个软件,仔细对着音标,一个个对着要求,仔细发音。绝对不要怕麻烦。这一关一过,英语一下子就能上手。往后,你一看单词,就能用音标把单词标出读音。 第二步,学单词 他以前采用的记单词的方法就是死背,等把脑子背晕了休息。有时候状态一直不佳,几天都清醒不过来。等清醒后再来背,非常枯燥,而且效果一点不好。遇到字母多的长单词,更是觉得大脑容量不足。 到底需要掌握多少单词才能解决一般的英语问题?回答:最少5000个。 要多长时间能掌握?回答:正常水平3到4个月,每天半小时上下。 他才用的新方法是将5000单词分成50组左右。每组100左右。 最初先跟机器学读一下,没有必要去背。

小学英语看图说话

一、动物篇 二、人物篇 三、水果篇 四、季节篇 1.Look! This is a cat. It’s black and brown. Her eyes are big. Her ears are big, too. Her nose is small, Her tail(尾巴) is very long. Her favorite food is fish. She is two years old. She can run fast. She is very cute. I like cat very much. 2.I have a happy family. There are three people in my family. They are my father, mother and me. Look. This is my father. He is 35 years old. He is a doctor. And this is my mother. She is 33 years old. She is a teacher. I love my family. 3.From this picture, we can see many fruits. For example(例如), peach, banana, lemon, cherry, grape, pear and watermelon. (还 可以介绍每种水果的颜色哦) My favorite fruit is grape. It is purple and it is sweet. Do you like grape? 4.Look at the picture, it’s snowy. We can see a tree, a snowman, a boy and a girl. The tree is big and green. The boy and the girl are very happy, they are making a snowman. They like winter, I like winter, too. Do you like winter? 5.五、节日篇 六、运动篇 七、地点篇 八、 6.In this picture, we can see an old man. He is Father Christmas. His name is Santa Clause. He is fat and short. On Christmas Day, he will give presents to children and say “Merry Christmas!” I can sing a

学英语从零开始只要三个步骤

学英语从零开始只需三个步骤 英语真地难学吗?其实英语是最好学地一个语言,很有规则. 它远比我们地母语中文好学.认真地起学习,用不了多久,就能达到你想要地效果. 我有一个学生,他小学学习英语地时候就是三天打鱼,两天晒网. 到了初中以后,更是基本完全放弃了英语.因为他内心觉得英语太难学,压根学不进去. 但是看着自己地成绩就因为英语被拖累,他还是决心努力一把,争取攻克英语学习这个难关. 但是在短短地一个学期结束后,他地英语成绩成功跃居班级前,他都不敢相信从前他如此惧怕地英语居然有如此大地进步. 那么他是怎么做到地呢? 其实他相当于从零开始学习英语,他做到了以下个步骤: 第一步,学音标 很多学生觉得老师会教音标,跟着老师学就行.但是这样你对音标地学习往往是很肤浅地.我相信很少有人会仔细地注意舌位,唇位、牙位、喉位,发音部位,发音方法等问题.p1Ean。

但是这些你如果没有学好,就会影响你地口语. 你地发音会生硬,口齿不清,带甚至有地方方言地口音. 很多看似呆板,仔细对着音标,花个把月地时间,克服无聊,仔细照着音标发音地学生,才是以后真正掌握英语地人.DXDiT。 他就耗费了整整一个月地时间靠着一个软件,仔细对着音标,一个个对着要求,仔细发音.绝对不要怕麻烦.这一关一过,英语一下子就能上手.往后,你一看单词,就能用音标把单词标出读音.RTCrp。 第二步,学单词 他以前采用地记单词地方法就是死背,等把脑子背晕了休息.有时候状态一直不佳,几天都清醒不过来.等清醒后再来背,非常枯燥,而且效果一点不好.遇到字母多地长单词,更是觉得大脑容量不足.5PCzV。 到底需要掌握多少单词才能解决一般地英语问题?回答:最少个. 要多长时间能掌握?回答:正常水平到个月,每天半小时上下. 他才用地新方法是将单词分成组左右.每组左右. 最初先跟机器学读一下,没有必要去背.

高中英语漫画英语[全套]

活用解析Usage 对话篇Dialogue 第 2 讲 It's nice. 这不错! 这句话用来赞美东西、事物、景色等,表示您很喜欢,很满意。比方说:参观朋友新房子,朋友问您感觉怎么样,您可以说:“It's nice.” nice的前面还可以加上very, pretty, really等,表示程 度:It's very nice.(这很不错。)It's pretty nice.(这相当不错。) It's really nice.(这真的不错。) 如果用来赞美“人”,就得把主语换成“人”,这时候的 nice可表示“为人很好” 或“外表长得好看” 。例如: He's nice.(他不错。)She's nice.(她不错。) 有人问您收听“实用美语·每日一句” 的效果怎么样?如 果您觉得不错,就回答:“It's nice.” 活用解析Usage 对话篇Dialogue 第 1 讲 It's a deal. 一言为定。

这句话用在双方获得结论并约定遵守诺言的时候。deal是“协议,约定” 的意思。比方说,您在水果摊买苹果,跟老板讨价还价,最后老板答应算您便宜点,那么您就可以说:“It’s a deal.”(一言为定。) 这是比较轻松,随和的说法,只要不是很严肃的场合都可以派上用场。 跟客户谈好买卖条件,您可以说:“It's a deal.” 先生答应买颗钻戒当您的生日礼物,您就说:“It's a deal.” 追了很久的女朋友终于答应跟您结婚,那您得赶快说:“It's a deal.” 活用解析Usage 对话篇Dialogue 第 3 讲 It’s wonderful! 真是太棒了! 看了席维斯?史特龙的电影,觉得演得太好了,就说:“It’s wonderful!” wonderful这个字的原意是“令人惊奇的,奇妙的” 或是“极好的,绝妙的”,所以可用来表示非常惊讶、非常兴奋、非常敬佩、或非常赞赏。讲这句话的时候,表情和语气应该配合:“It’s wonderful!”才能突出兴奋或赞叹的心情。如果平平淡淡地说:“It’s wonderful.”听起来即使不像讽刺,也像言不由衷! 儿子即聪明又用功,结果考上第一志愿,您可以说:“It’s wonderful!” 看了精彩绝伦的“大卫魔术” 您会由衷感叹:“It’s wonderful!”

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10.To me, the past is black and white, but the future is always color. 对我而言,过去平淡无奇;而未来,却是绚烂缤纷。(轩尼诗酒) 11.Just do it. 只管去做。(耐克运动鞋) 12.Ask for more. 渴望无限。(百事流行鞋)

13.The taste is great. 味道好极了。(雀巢咖啡) 14.Feel the new space. 感受新境界。(三星电子) 15.Intelligence everywhere. 智慧演绎,无处不在。(摩托罗拉手机) 16.The choice of a new generation. 新一代的选择。(百事可乐)

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